Home > Bibliographies > Minibibliographies > Financial Planning

NLS Minibibliographies

Financial Planning

June 2015

Understanding finance can become complicated because the economy is influenced by a wide variety of factors—stock market fluctuations, corporate upheavals, and foreign currency crises among them. Knowing how to handle personal financial matters can assist in many aspects of life: finding a home, providing for family members, arranging medical care, and preparing for retirement. Books are a great resource for navigating the various labyrinths of these topics. Titles dealing with money issues from management and investment to selecting insurance and managing estate planning are available from the NLS collection of special-format materials.

This minibibliography lists titles about personal finance that are available in braille and/or talking book formats. Recorded titles are available on digital cartridge or can be downloaded from the NLS Braille and Audio Reading Download (BARD) site, https://nlsbard.loc.gov. Braille titles are also available on BARD. Contact your local library to register for BARD.

Money Management

First Credit Cards and Credit Smarts
by Ann Byers

Guide to understanding credit. Discusses types of loans, annual percentage rates, and credit reports. Suggests tips for guarding your personal information. Includes advice on ways to avoid financial pitfalls, such as by reading the fine print when applying for credit. For senior high and older readers. 2010.

DB 70721
BR 18832

Help! I Can't Pay My Bills: Surviving a Financial Crisis
by Sally Herigstad

CPA offers financial advice on managing money and getting out of debt. Includes tips on cutting expenses, prioritizing debts, reaching financial goals, and staying on a budget. Suggests ways to handle rent, utilities, and medical bills. Covers dealing with the IRS, creditors, and collection agencies. Lists resources. 2007.

DB 64597

Rich Dad's Increase Your Financial IQ: Get Smarter with Your Money
by Robert T. Kiyosaki

The author of the Rich Dad, Poor Dad series explains, to laypeople, his principles of investing and successfully managing money. Offers five basics of financial intelligence: make more money, protect it, budget it, leverage it, and improve financial knowledge. Provides practical applications. Foreword by Donald Trump. 2008.

DB 66573

The Money Class: Learn to Create Your New American Dream
by Suze Orman

Emmy Award-winning host offers advice on managing personal finances and re-envisioning your own American Dream after the 2008 recession. Discusses receiving credit, buying real estate, borrowing for college, negotiating salaries, planning for and living in retirement, and investing for high yields. Bestseller. 2011.

DB 72913

Digital Smarts
by Judy Monroe Peterson

Discusses ways to make a purchase, comparison shop, and use online auctions, classified ads, swaps, banking tools, and other resources. Covers protecting your financial information and avoiding pitfalls. For senior high and older readers. 2013.

BR 20179

First Budget Smarts
by Judy Monroe Peterson

Guide to financial responsibility for young adults. Explains how to set up a budget by identifying both income sources and expenses and suggests incorporating saving to avoid living month to month. Provides tips on money-management skills, financial goals, and more. For senior high readers. 2010.

DB 70720
BR 18880

High School Money Book
by Don Silver

Outlines money-smart ways for teens to live, work, shop, bank, invest, give to others, prepare for college, and handle debt, credit, and paperwork. Includes advice on electronics safety, voluntary simplicity, and thinking ahead to insurance, mortgages, and retirement. For junior and senior high and older readers. 2007.

DB 65796

Health Insurance

Beating Obamacare
by Betsy McCaughey Ross

Patient advocate and former lieutenant governor of New York presents a guide to understanding the federal Patient Protection and Affordable Care Act, which became law in January 2014. Discusses health-insurance exchanges, individual mandates, Medicare, Medicaid, and more. Contains a time line. Bestseller. 2013.

DB 76207
BR 19923

ObamaCare Survival Guide
by Nicholas Tate

Journalist explains the 2010 Patient Protection and Affordable Care Act—coined Obamacare—and its effect on various groups, including the insured, the uninsured, senior citizens, illegal aliens, and others. Discusses the rollout and details changes in health insurance, long-term care, Medicaid, and Medicare. Offers suggestions to control personal costs. Bestseller. 2013.

DB 76277
BR 19884

Landmark: The Inside Story of America's New Health-Care Law and What It Means for Us All

Washington Post reporters examine the provisions of the 2010 health-care law and the likely impact the law will have on Americans, including medical providers, employers, and young adults. They describe the political debate that led to the changes in the bill and provide a summary of the act. Some strong language. 2010.

DB 70613
BR 18896

Money Management for Older People

Roadmap for the Rest of Your Life
by Bart Astor

Eldercare expert relates ways to forge new paths and expectations for the second stage of adulthood that begins after age fifty. Discusses creating goals, increasing activity level, staying healthy, having the right health insurance, transitioning from full-time work, making money last a lifetime, choosing living arrangements, and maintaining relationships. 2013.

DB 78670
BR 20491

Medicare Prescription Drug Coverage for Dummies
by Patricia Barry

AARP editor examines Medicare and its Part D prescription-drug options from a consumer's point of view. Discusses choosing or switching to an appropriate plan, avoiding a coverage gap and marketing scams, and filing grievances. Suggests ways family members can help loved ones with the paperwork. 2008.

DB 68185

Download The Single Woman's Guide to Retirement
by Jan Cullinane

Retirement expert for the AARP discusses the challenges of single women planning for retirement. Uses personal anecdotes and advice from experts to explain ways to stay healthy, manage money, and select housing options. Also covers legal and emotional issues. 2012.

DB 75804

Everyday Law for Seniors
by Lawrence A. Frolik and Linda S. Whitton

Attorneys practicing elder law explain senior citizens' rights and obligations, exploring subjects such as age discrimination, social security, Medicaid, and retirement benefits. The authors also discuss long-term health-care insurance, guardianship, and housing options. 2010.

DB 71877
BR 19140

How to Retire Happy
by Stan Hinden

Former Washington Post columnist and AARP contributing writer outlines the personal and financial decisions one must make to ensure a comfortable retirement. Offers advice on estate planning, buying long-term care insurance, withdrawing from IRAs, taking Social Security benefits, and more. 2013.

DB 77532

The AARP Retirement Survival Guide: How to Make Smart Financial Decisions in Good Times and Bad
by Julie Jason

AARP offers advice on achieving retirement security. Jason, a personal money manager, discusses the basic sources of retirement income including social security, annuities, CDs, home equity, and pensions. Explains taxes, market investments, the evaluation of retirement-income products, and the role of financial advisors. 2009.

DB 69533

How to Age in Place
by Mary A. Languirand and Robert F. Bornstein

Clinical psychologists' guide to postretirement living emphasizes staying in one's home. They offer advice on financial planning, universal home design, transportation issues, health care, and accessibility of services, and provide checklists and worksheets. 2013.

DB 78679

The Social Security and Medicare Handbook: What You Need to Know Explained Simply
by V.R. Leonard

Guide to social security and Medicare programs and various government benefits. Describes eligibility requirements and the application process for retirement, disability, dependent, survivor, and other compensation. Discusses Medicare co-pays, premiums, and prescription coverage. Offers tips on dealing with caseworkers and responding to the denial of a claim. Includes resources. 2008.

BR 17883

Download Social Security, Medicare, and Government Pensions: Get the Most out of Your Retirement and Medical Benefits
by J.L. Matthews and Dorothy Matthews Berman

Sixteenth-edition guide explains benefits, eligibility, and enrollment procedures for government retirement, pension, and medical programs. Discusses social security coverage and dependents', survivors', and disability benefits; Supplemental Security Income; Medicare enrollment, claims, and appeals; Medicaid and state supplements; Medigap insurance; and civil service and veterans' benefits. 2011.

DB 73687

The Hard Times Guide to Retirement Security: Practical Strategies for Money, Work, and Living
by Mark Miller

Miller, a journalist and retirement consultant, recommends that baby boomers work longer during a tough economy and delay collecting social security. Offers advice on second careers, post-bubble real estate, health-care options, and other issues facing older Americans. 2010.

DB 72241

Scambusters!: More than Sixty Ways Seniors Get Swindled and How They Can Prevent It
by Ron Smith

Concise manual on recognizing fraudulent activity and avoiding becoming a victim. Describes dozens of scenarios involving banking and credit, nursing homes, health care, online pharmacies, insurance, investments, the Internet, car repairs, charitable donations, shopping, and telemarketing. Includes resources. 2006.

DB 64860

Money Management for Women

The Single Woman's Guide to Retirement
by Jan Cullinane

Retirement expert for the AARP discusses the challenges of single women planning for retirement. Uses personal anecdotes and advice from experts to explain ways to stay healthy, manage money, and select housing options. Also covers legal and emotional issues. 2012.

DB 75804

Women and Money: Owning the Power to Control Your Destiny
by Suze Orman

Financial guru and host of her own television show focuses on women and their finances. Describes the basics of money management, the eight qualities of a wealthy woman, and her recommendations for financial security. Bestseller. Commercial audiobook. 2007.

DB 63496
BR 17069

A Purse of Your Own: An Easy Guide to Financial Security

Financial coach advocates that women take charge of their money. Provides advice designed to empower investors to achieve financial security. Recommends seven wealth habits. Includes examples, activities, and quizzes to help readers create well-balanced portfolios. 2010.

DB 72342

Money Management for Beginners

First Apartment Smarts
by Ann Byers

Guide for first-time renters. Suggests creating a plan to address needs, wants, and concerns and constructing a practical budget. Offers housing-search strategies, resources, checklists, tips for moving in, and more. For senior high and older readers. 2010.

DB 70286

BR 18794

First Credit Cards and Credit Smarts
by Ann Byers

Guide to understanding credit. Discusses types of loans, annual percentage rates, and credit reports. Suggests tips for guarding your personal information. Includes advice on ways to avoid financial pitfalls, such as by reading the fine print when applying for credit. For senior high and older readers. 2010.

DB 70721

BR 18832

The Teen Money Manual: A Guide to Cash, Credit, Spending, Saving, Work, Wealth, and More
by Kara McGuire

Provides a comprehensive guide for teenagers to saving, spending, and earning money. Includes information on starting a business, preparing for interviews, opening a bank account, and purchasing car and property insurance. For senior high and older readers. 2015.

BR 20569

First Budget Smarts
by Judy Monroe Peterson

Guide to financial responsibility for young adults. Explains how to set up a budget by identifying both income sources and expenses and suggests incorporating saving to avoid living month to month. Provides tips on money-management skills, financial goals, and more. For senior high readers. 2010.

DB 70720

BR 18880

Financial Aid Smarts
by Lisa Wade McCormick

Guide for prospective college students to applying for financial aid for their education. Covers preparing to apply to colleges, understanding financial-aid terms, tapping into different sources for money, and managing costs while away at school. For junior and senior high readers. 2013.

BR 20178

High School Money Book
by Don Silver

Outlines money-smart ways for teens to live, work, shop, bank, invest, give to others, prepare for college, and handle debt, credit, and paperwork. Includes advice on electronics safety, voluntary simplicity, and thinking ahead to insurance, mortgages, and retirement. For junior and senior high and older readers. 2007.

DB 65796

Housing

First Apartment Smarts
by Ann Byers

Guide for first-time renters. Suggests creating a plan to address needs, wants, and concerns and constructing a practical budget. Offers housing-search strategies, resources, checklists, tips for moving in, and more. For senior high and older readers. 2010.

DB 70286

BR 18794

The Wall Street Journal Complete Home Owner's Guidebook: Make the Most of Your Biggest Asset in Any Market
by David Crook

Financial advice for home owners from the editor of the Wall Street Journal Sunday, emphasizing the true cost of ownership—including interest, taxes, insurance, and maintenance. Covers renting versus buying, managing a mortgage, borrowing equity, and refinancing. Discusses remodeling benefits, reverse mortgages, and lessons learned from the housing crisis. 2008.

DB 68584

The Real Book of Real Estate: Real Experts, Real Stories, Real Life
by Robert T. Kiyosaki

The author of the Rich Dad, Poor Dad series explains the techniques of real-estate investment. Includes the advice of twenty experienced professionals to help one come out ahead in the market. Offers information on evaluations, leases, tenants, and financing. Commercial audiobook. 2009.

DB 69356

Investing

Jim Cramer's Get Rich Carefully
by Jim Cramer

Host of CNBC's Mad Money recommends high-yield, low-risk investments to obtain lasting wealth. Explains the inner workings of the market and why stocks may advance or decline. Offers tips on when to invest. Bestseller. 2013.

DB 78301

Download Jim Cramer's Getting Back to Even
by Jim Cramer and Cliff Mason

Mad Money television host offers advice on investing since the 2008 economic meltdown, with references to specific stocks and regional banks to watch. Instructs young people on setting long-term goals and older people on keeping what they still have. Bestseller. 2009.

DB 69694

Rescue Your Money: From Bad Investments, as Well as Big Losses, Excessive Fees, High Taxes, and Avoidable Risks, Caused by Painful Mistakes . . .
by Ric Edelman

Financial advisor and radio personality discusses investments, taxes, and inflation. Emphasizes strategically rebalancing one's portfolio to achieve financial security. 2009.

DB 68937

Wills and Trusts

The Living Trust Advisor: Everything You Need to Know about Your Living Trust
by Jeffrey L. Condon

Lawyer discusses setting up a living trust as an after-death power-of-attorney vehicle. Discusses the fundamentals of asset protection, naming heirs, and minimizing taxes. Considers family situations involving children, grandchildren, remarriage, and debts, using examples from his clients. 2008.

DB 67869

Estate Planning: For People with a Chronic Condition or Disability
by Martin M. Shenkman

Attorney reviews the basics of estate planning for people who are ill or disabled. Discusses granting power of attorney and access to medical records, creating living wills and trusts, and assigning guardianship for minor children. Covers situations for those with Parkinson's, Alzheimer's, Lou Gehrig's, and Huntington's diseases, and others. 2009.

DB 69499
BR 18392

Financial Aid for College

Financial Aid Smarts
by Lisa Wade McCormick

Guide for prospective college students to applying for financial aid for their education. Covers preparing to apply to colleges, understanding financial-aid terms, tapping into different sources for money, and managing costs while away at school. For junior and senior high readers. 2013.

BR 20178


Saving Money

Clark Howard's Living Large in Lean Times: Two Hundred and Fifty-Plus Ways to Buy Smarter, Spend Smarter, and Save Money
by Clark Howard, Mark Meltzer, and Theo Thimou

Television and radio consumer advocate's guide to saving money offers advice on a range of topics from cars to homes to travel. The first chapter covers changes that could have immediate effects on personal finances. Other chapters include tips for buying utilities, insurance, mortgages, health care, and education. Bestseller. 2011.

DB 73952

The Cheapskate Next Door: The Surprising Secrets of Americans Living Happily Below Their Means
by Jeff Yeager

Provides practical advice and tips on ways to live on less than you earn. Suggests a change in attitude about money, possessions, and life. 2010.

DB 72384

Fraud Protection

How to Smell a Rat: The Five Signs of Financial Fraud
by Kenneth L. Fisher and Lara Hoffmans

Forbes columnist offers advice to help both novice and sophisticated investors avoid Ponzi-like schemes such as that of Bernie Madoff and other con artists. Lists five red flags to watch out for while exercising due diligence on companies and brokers. Provides brief biographies of famous market speculators. Bestseller. 2009.

DB 69641

Scambusters! More than Sixty Ways Seniors Get Swindled and How They Can Prevent It
by Ron Smith

Concise manual on recognizing fraudulent activity and avoiding becoming a victim. Describes dozens of scenarios involving banking and credit, nursing homes, health care, online pharmacies, insurance, investments, the Internet, car repairs, charitable donations, shopping, and telemarketing. Includes resources. 2006.

DB 64860

Spanish Language

En el Nombre de Comprar, Firmar, y No Llorar: Cómo Me Liberé de Mi Addicción a Las Tarjetas de Crédito (In the Name of Buying, Signing . . . and Not Crying: A Shopaholic’s Descent into Credit Card Debt and Her Climb Back to Financial Freedom)
por María Antonieta Collins

La popular presentadora de Noticiero Univisión narra su propria experiencia con la adicción a tarjetas de crédito y ofrece consejos para manejar bién las tarjetas de crédito y librarse de la deuda ocasionado por el uso compulsivo de las tarjetas de crédito. (The popular host of Noticiero Univisión shares her own harrowing experience with credit-card addiction and offers advice on ways to get out and stay out of debt.) 2005.

DB 60973

Compre Su Casa Ahora (How to Buy a Home)
por Luis Cortés

El autor es presidente de Esperanza USA, la mayor corporación hispana de orientación religiosa para el desarrollo comunitario en Estados Unidos. Aquí enseña las ventajas de tener una casa y los preparativos para comprarla. Explica los pasos administrativos, financieros, legales, y emocionales para comprar una casa desde la búsqueda de una casa apropriada hasta la culminación del negocio al convertirse en dueño de casa. (The author, president of Esperanza USA, the nation's largest faith-based community-development corporation, discusses home ownership and the preparation required. Explains the administrative, emotional, financial, and legal factors in the buying process, from choosing a home to closing the deal.) 2006.

DB 62976

Repare Su Crédito Hoy (How to Fix Your Credit)
por Luis Cortés y Karin Price Mueller

El director de Esperanza USA y una columnista de finanzas personales ofrecen diez pasos para saldar su deuda y mejorar su crédito. Explican el concepto de crédito, préstamos, interés, tarjetas de crédito, y informes de crédito y enfatizan las ventajas de planificación y disciplina para mantener un buen crédito. (The director of Esperanza USA and a personal finance columnist offer ten steps to pay off debt and improve your credit score. They explain loans, interest, credit cards, and credit reporting and illustrate the concept of credit, the advantages of planning, and ways to maintain good credit.) 2006.

DB 61075

Cómo Comprar Una Vivienda para Dummies (Home Buying for Dummies)
por Eric Tyson y Ray Brown

Una guía de referencia comprehensiva para la compra de una casa. Explora los fundamentos de la economía doméstica, financiación, hipotecas, la selección de un agente de bienes raíces, negociando el mejor precio, y la inspección de la casa. Proporciona consejos y explica los errores más comunes realizados por los compradores de vivienda. (Comprehensive reference guide to buying a house. Explores the basics of home economics, financing, mortgages, selecting a real-estate agent, negotiating the best price, and home inspections. Provides tips and explains common mistakes made by home buyers.) 2007.

DB 68971


Library of Congress Home      NLS Home     Comments about NLS to [email protected]     About this site      Legal     Comments about this site to the NLS Reference Section

Posted on 2016-11-04