Financial Planning

Understanding finance can become complicated because the economy is influenced by a wide variety of factors—stock market fluctuations, corporate upheavals, and foreign currency crises among them. Knowing how to handle personal financial matters can assist in many aspects of life: finding a home, providing for family members, arranging medical care, and preparing for retirement. Books are a great resource for navigating the various labyrinths of these topics. Titles dealing with money issues from management and investment to selecting insurance and managing estate planning are available from the NLS collection of special-format materials.

This minibibliography lists titles about personal finance that are available in braille and/or talking book formats. Recorded titles are available on digital cartridge or can be downloaded (DB) from the NLS Braille and Audio Reading Download (BARD) site. Braille titles (BR) are also available on BARD. Contact your local library to register for BARD.

Contents:

• • Money Management
  • Health Insurance
  • Money Management for Older People
  • Money Management for Women
  • Money Management for Beginners
  • Educating Children about Money Management
  • Housing
  • Investing
  • Wills and Trusts
  • Financial Aid for College
  • Saving Money
  • Fraud Protection
  • International Languages
  • Chinese
  • Spanish

  Money Management

  Get Good with Money: Ten Simple Steps to Becoming Financially Whole
  by Tiffany Aliche

  Former preschool teacher outlines the ten steps she followed to build wealth after being laid off and finding herself in a financial hole due to dubious advice from an advisor. Steps include building a budget, saving, reducing debt, increasing income, and selecting financial advisors. Includes supplemental material. Unrated. Commercial audiobook. 2021.
  Download DB103450

  Dollars and Sense
  by Dan Ariely and Jeff Kreisler

  Ariely, author of Predictably Irrational (DB66153) and The Upside of Irrationality (DB72247), and lawyer Kreisler present strategies for reexamining our relationship with money. Uses case studies to highlight mistakes made when making a financial decision and offers science-based solutions on making better choices. 2017.
  Download DB89789

  The Latte Factor: Why You Don't Have to Be Rich to Live Rich
  by David Bach

  Bach, author of The Automatic Millionaire (DB57712) and Go Green, Live Rich (DB66850), and coauthor Mann use the construct of a story to present three keys to financial freedom. Struggling twenty-something Zoey makes friends with an elderly Brooklyn coffee shop barista who shares his wealth-building secrets. Unrated. Commercial audiobook. 2019.
  Download DB96102

  First Credit Cards and Credit Smarts
  by Ann Byers

  Guide to understanding credit. Discusses types of loans, annual percentage rates, and credit reports. Suggests tips for guarding your personal information. Includes advice on ways to avoid financial pitfalls, such as by reading the fine print when applying for credit. For senior high and older readers. 2010.
  Download BR18832
  Download DB70721
  

  The Simple Path to Wealth: Your Road Map to Financial Independence and
  a Rich, Free Life
  by J. L. Collins

  Guide to building wealth drawn from letters a man wrote to his daughter for the future. Topics include debt, emergency savings, mindset surrounding money, the stock market, understanding the use of money during different phases of life, awareness of confidence schemes, and determining financial independence. Unrated. Commercial audiobook. 2016.
  Download DB101845

  Love Your Life Not Theirs: 7 Money Habits for Living the Life You Want
  by Rachel Cruze

  Co-author of Smart Money, Smart Kids (DB84267) presents a guide to examining your current money habits and adopting new ones to create the life you want. Sections include eliminating comparison mindset, avoiding debt, planning expenditures, financial conversations, savings, and gifts. 2016.
  Download DB93890

  Your Score: An Insider's Secrets to Understanding, Controlling, and Protecting your Credit Score
  by Anthony Davenport

  Credit management specialist presents a guide to understanding the impact your financial decisions have on your credit score and the ways your credit score may be used by the financial industry to make decisions about applications for mortgages, loans, and more. Includes chapters on identity theft, higher education, and establishing credit. 2018.
  Download DB90618

  Bad with Money: The Imperfect Art of Getting Your Financial Sh*t Together
  by Gaby Dunn

  Podcaster presents guide to personal finance topics with a humorous style intended for those new to learning the concepts. Addresses the stigma of discussing money, perceptions of the Millennial generation, and the impact of money on relationships. Includes stories from comedians, artists, and students to illustrate points. Unrated. Commercial audiobook. 2019.
  Download DB98933

  Napkin Finance: Build Your Wealth in 30 Seconds or Less
  by Tina Hay

  Entrepreneur provides guide to understanding money and the managing of it to build wealth. Discusses economic concepts ranging from money basics like compound interest and having an emergency fund to voodoo economics and cryptocurrency. Provides quizzes at the end of chapters to test your understanding. 2019.
  Download BR23842
  Download DB104689

  Help! I Can't Pay My Bills: Surviving a Financial Crisis
  by Sally Herigstad

  CPA offers financial advice on managing money and getting out of debt. Includes tips on cutting expenses, prioritizing debts, reaching financial goals, and staying on a budget. Suggests ways to handle rent, utilities, and medical bills. Covers dealing with the IRS, creditors, and collection agencies. Lists resources. 2007.
  Download DB64597

  Rich Dad's Increase Your Financial IQ: Get Smarter with Your Money
  by Robert T. Kiyosaki

  The author of the Rich Dad, Poor Dad series explains, to laypeople, his principles of investing and successfully managing money. Offers five basics of financial intelligence: make more money, protect it, budget it, leverage it, and improve financial knowledge. Provides practical applications. Foreword by Donald Trump. 2008.
  Download DB66573

  The Money Class: Learn to Create Your New American Dream
  by Suze Orman

  Emmy Award-winning host offers advice on managing personal finances and re-envisioning your own American Dream after the 2008 recession. Discusses receiving credit, buying real estate, borrowing for college, negotiating salaries, planning for and living in retirement, and investing for high yields. Bestseller. 2011.
  Download DB72913

  Digital Smarts
  by Judy Monroe Peterson

  Discusses ways to make a purchase, comparison shop, and use online auctions, classified ads, swaps, banking tools, and other resources. Covers protecting your financial information and avoiding pitfalls. For senior high and older readers. 2013.
  Download BR20179

  First Budget Smarts
  by Judy Monroe Peterson

  Guide to financial responsibility for young adults. Explains how to set up a budget by identifying both income sources and expenses and suggests incorporating saving to avoid living month to month. Provides tips on money-management skills, financial goals, and more. For senior high readers. 2010.
  Download BR18880
  Download DB70720
  

  Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth—and
  How You Can Too
  by Dave Ramsey

  "You can Baby Step your way to becoming a millionaire. Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties—the wrong way—and then went bankrupt. That's when he set out to learn what God had to say about managing money and building wealth. As a result, Dave developed the Ramsey Baby Steps and became a millionaire again—this time the right way. After three decades of guiding millions of others through the plan, the evidence is undeniable: the Baby Steps not only work for everyone, but they're proven to work fast. If you follow the plan, you will get out of debt, and you can become a millionaire. In Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too, readers will . . . Take a deeper look at Baby Step 4 to learn how Dave invests and builds wealth. Learn how to bust through the barriers preventing them from becoming a millionaire. Hear true stories from ordinary people who dug themselves out of debt and built wealth. Discover how anyone can become a millionaire, no matter their financial status. Baby Steps Millionaires isn't a book that tells the secrets of the rich. It's not even full of sophisticated, hard-to-grasp concepts reserved only for the elite. As a matter of fact, this information is straightforward, practical, and maybe even a little boring. But the life you lead if you follow the Baby Steps is anything but boring! You don't need a large inheritance or the winning lottery number to become a millionaire. Anyone can do it—even today. For those who are ready, it's game on!" — Provided by publisher. Unrated. Commercial audiobook. 2021.
  Download DB108935

  The One-Page Financial Plan
  by Carl Richards

  Financial planner and New York Times columnist presents a guide for organizing and planning personal finances, with an emphasis on prioritizing goals and minimizing emotion—particularly anxiety—when making decisions. Discusses goal setting, spending and saving, budgeting, investing, insurance, borrowing, strategizing, and hiring a financial planner. 2015.
  Download BR21581
  Download DB84311
  

  Money
  by Anthony Robbins

  Robbins discusses his approach to securing financial freedom and presents his research on the subject, as well as interviews with more than fifty other financial experts. 2014.
  Download DB80591

  Unshakeable
  by Anthony Robbins

  Motivational speaker presents his tenets for financial stability in an unstable world. Discusses his history with financial and personal instability, lessons he learned while developing his career as a speaker, and ways to minimize risk. Provides background information on investing techniques. Bestseller. 2017.
  Download BR21876
  Download DB87851
  

  High School Money Book
  by Don Silver

  Outlines money-smart ways for teens to live, work, shop, bank, invest, give to others, prepare for college, and handle debt, credit, and paperwork. Includes advice on electronics safety, voluntary simplicity, and thinking ahead to insurance, mortgages, and retirement. For junior and senior high and older readers. 2007.
  Download DB65796

  You Are a Badass at Making Money: Master the Mindset of Wealth
  by Jen Sincero

  Success coach presents a guide to personal finance. Topics include budgeting, adjusting your mindset, following your dreams, and developing smart personal-finance practices. Includes exercises on budgeting and shifting mindset. Strong language. 2017.
  Download BR22669
  Download DB93784

  What to Do with Your Money: When Crisis Hits: A Survival Guide
  by Michelle Singletary

  Personal finance columnist for the Washington Post presents a guide for managing money in times of crisis. Topics addressed include prioritization of bills, the timing of when to draw on savings, reducing spending, management of your mindset surrounding investing, and discerning opportunities from scams. 2021.
  Download DB104160

  Life & Debt
  by Leslie Tayne

  Attorney specializing in debt resolution presents strategies for living with and reducing debt. Discusses what debt is, including good debt versus bad debt; creating and following a budget; the use of credit and the ways it affects financial lives; addressing the stress debt creates; and more. 2015.
  Download DB84748

  Invested: How Warren Buffett and Charlie Munger Taught Me to Master My Mind, My Emotions, and My Money (with a Little Help from My Dad)
  by Danielle Town with Phil Town

  Host of personal finance podcast distills strategies she learned from her father, Phil Town, and other financial experts into twelve lessons aligned with months of the year. Topics covered include understanding inflation, the stock market, corporations, and more. Unrated. Commercial audiobook. 2018.
  Download DB91776

  Health Insurance

  Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win
  by Marshall Allen

  Journalist specializing in the health care industry presents a guide to navigating the process of dealing with insurance companies. Topics include overbilling, price gouging, claim denials, analyzing and contesting your medical bills, obtaining billing codes, modifying financial agreements, and suing in small claims court. Includes supplemental material. Unrated. Commercial audiobook. 2021.
  Download DB104013

  Beating Obamacare
  by Betsy McCaughey Ross

  Patient advocate and former lieutenant governor of New York presents a guide to understanding the federal Patient Protection and Affordable Care Act, which became law in January 2014. Discusses health-insurance exchanges, individual mandates, Medicare, Medicaid, and more. Contains a time line. Bestseller. 2013.
  Download BR19923
  Download DB76207
  

  ObamaCare Survival Guide
  by Nicholas Tate

  Journalist explains the 2010 Patient Protection and Affordable Care Act—coined Obamacare—and its effect on various groups, including the insured, the uninsured, senior citizens, illegal aliens, and others. Discusses the rollout and details changes in health insurance, long-term care, Medicaid, and Medicare. Offers suggestions to control personal costs. Bestseller. 2013.
  Download BR19884
  Download DB76277
  

  You Bet Your Life! The 10 Mistakes Every Patient Makes: How to Fix Them to Get the Health Care You Deserve
  by Trisha Torrey

  A patient's advocate and cancer survivor helps patients and their caregivers get the effective and efficient medical care that they need—when they need it—in an empowering book that is part expose and part toolkit. 2010.
  Download DBC03744

  Landmark: The Inside Story of America's New Health-Care Law and What It Means for Us All

  Washington Post reporters examine the provisions of the 2010 health-care law and the likely impact the law will have on Americans, including medical providers, employers, and young adults. They describe the political debate that led to the changes in the bill and provide a summary of the act. Some strong language. 2010.
  Download BR18896
  Download DB70613
  

  Money Management for Older People

  Roadmap for the Rest of Your Life
  by Bart Astor

  Eldercare expert relates ways to forge new paths and expectations for the second stage of adulthood that begins after age fifty. Discusses creating goals, increasing activity level, staying healthy, having the right health insurance, transitioning from full-time work, making money last a lifetime, choosing living arrangements, and maintaining relationships. 2013.
  Download BR20491
  Download DB78670
  

  Medicare Prescription Drug Coverage for Dummies
  by Patricia Barry

  AARP editor examines Medicare and its Part D prescription-drug options from a consumer's point of view. Discusses choosing or switching to an appropriate plan, avoiding a coverage gap and marketing scams, and filing grievances. Suggests ways family members can help loved ones with the paperwork. 2008.
  Download DB68185

  Pensionless: The 10-Step Solution for a Stress-Free Retirement
  by Emily Brandon

  A guide to making the most out of retirement for those who do not have a defined benefit plan like a pension. Discusses Medicare surcharges, the utilization of Social Security and other employer-sponsored benefits, and ways to minimize costs. Presents tips on adjusting lifestyle prior to retirement. Unrated. Commercial audiobook. 2016.
  Download DB88819

  The Single Woman's Guide to Retirement
  by Jan Cullinane

  Retirement expert for the AARP discusses the challenges of single women planning for retirement. Uses personal anecdotes and advice from experts to explain ways to stay healthy, manage money, and select housing options. Also covers legal and emotional issues. 2012.
  Download DB75804

  12 Ways to Retire on Less: Planning an Affordable Future
  by Harriet Edleson

  Guide to preparing for a retirement when there may be less money than expected. Topics include adjusting your mindset away from your older relatives' experiences, evaluating your resources, identifying your retirement goals, assessing your monetary needs, working longer, maximizing Social Security, housing options, transportation, and travel. 2021.
  Download BR23812
  Download DB104204

  Everyday Law for Seniors
  by Lawrence A. Frolik and Linda S. Whitton

  Attorneys practicing elder law explain senior citizens' rights and obligations, exploring subjects such as age discrimination, social security, Medicaid, and retirement benefits. The authors also discuss long-term health-care insurance, guardianship, and housing options. 2010.
  Download BR19140
  Download DB71877
  

  What to Do to Retire Successfully
  by Martin B. Goldstein

  Retired psychiatrist discusses preparing for retirement, transitioning from a working life to a retirement life, and maintaining a healthy lifestyle once retired. Describes considerations to take into account when retiring, including physical health, financial ability, and mental health. 2015
  Download DB81432

  How to Retire Happy
  by Stan Hinden

  Former Washington Post columnist and AARP contributing writer outlines the personal and financial decisions one must make to ensure a comfortable retirement. Offers advice on estate planning, buying long-term care insurance, withdrawing from IRAs, taking Social Security benefits, and more. 2013.
  Download DB77532

  Checklist for My Family: A Guide to My History, Financial Plans, and Final Wishes
  by Sally Balch Hurme

  An attorney working for AARP guides readers through the process of gathering together information about finances, legal documents, online accounts, wishes about medical care, and more. 2015.
  Download DB82694

  The AARP Retirement Survival Guide: How to Make Smart Financial Decisions in Good Times and Bad
  by Julie Jason

  AARP offers advice on achieving retirement security. Jason, a personal money manager, discusses the basic sources of retirement income including social security, annuities, CDs, home equity, and pensions. Explains taxes, market investments, the evaluation of retirement-income products, and the role of financial advisors. 2009.
  Download DB69533

  Get What's Yours: The Secrets to Maxing Out Your Social Security
  by Laurence J. Kotlikoff

  Economist Kotlikoff and financial journalists Moeller and Solman lay out the various ways to access Social Security benefits that may not be obvious. They discuss the impact of life events like birth, divorce, and death, navigating the Social Security Administration's claim system, and the viability of the Social Security system. 2015.
  Download BR20850
  Download DB81566
  

  How to Age in Place
  by Mary A. Languirand and Robert F. Bornstein

  Clinical psychologists' guide to postretirement living emphasizes staying in one's home. They offer advice on financial planning, universal home design, transportation issues, health care, and accessibility of services, and provide checklists and worksheets. 2013.
  Download DB78679

  The Social Security and Medicare Handbook: What You Need to Know Explained Simply
  by V.R. Leonard

  Guide to social security and Medicare programs and various government benefits. Describes eligibility requirements and the application process for retirement, disability, dependent, survivor, and other compensation. Discusses Medicare co-pays, premiums, and prescription coverage. Offers tips on dealing with caseworkers and responding to the denial of a claim. Includes resources. 2008.
  Download BR17883

  Social Security, Medicare, and Government Pensions: Get the Most out of Your Retirement and Medical Benefits
  by J.L. Matthews and Dorothy Matthews Berman

  Sixteenth-edition guide explains benefits, eligibility, and enrollment procedures for government retirement, pension, and medical programs. Discusses social security coverage and dependents', survivors', and disability benefits; Supplemental Security Income; Medicare enrollment, claims, and appeals; Medicaid and state supplements; Medigap insurance; and civil service and veterans' benefits. 2011.
  Download DB73687

  The Hard Times Guide to Retirement Security: Practical Strategies for Money, Work, and Living
  by Mark Miller

  Miller, a journalist and retirement consultant, recommends that baby boomers work longer during a tough economy and delay collecting social security. Offers advice on second careers, post-bubble real estate, health-care options, and other issues facing older Americans. 2010.
  Download DB72241

  Scambusters!: More than Sixty Ways Seniors Get Swindled and How They Can Prevent It
  by Ron Smith

  Concise manual on recognizing fraudulent activity and avoiding becoming a victim. Describes dozens of scenarios involving banking and credit, nursing homes, health care, online pharmacies, insurance, investments, the Internet, car repairs, charitable donations, shopping, and telemarketing. Includes resources. 2006.
  Download DB64860

  A Legal Guide to Growing Older: Planning for Disability, Dementia, & Death
  by Ronald Zack

  Tucson attorney—and former hospice and palliative care nurse—Ronald Zack provides clear, practical information on everything from wills and probate to advanced directives and guardianships, and applies to any state of residence. 2016.
  Download DBC15324

  Money Management for Women

  Women with Money: The Judgment-Free Guide to Creating the Joyful, Less
  Stressed, Purposeful (And, Yes, Rich) Life You Deserve
  by Jean Sherman Chatzky

  Three-part plan for women to develop financial security and success through exploring their relationships with money, taking control of their finances, and using those resources to create the life they want. Unrated. Commercial audiobook. 2019.
  Download DB94527

  The Single Woman's Guide to Retirement
  by Jan Cullinane

  Retirement expert for the AARP discusses the challenges of single women planning for retirement. Uses personal anecdotes and advice from experts to explain ways to stay healthy, manage money, and select housing options. Also covers legal and emotional issues. 2012.
  Download DB75804

  Rich Girl, Broke Girl: Save Better, Invest Smarter, and Earn Financial Freedom
  by Kelley Keehn

  Guide to personal finance directed at women and focused on cultivating the mindset and practices of women who enjoy financial success. Topics include the costs of expensive lifestyles, gaining control of your money flow, resetting your mindset around money, self-employment, eliminating debt, and managing your spending habits. 2021.
  Download BR24042
  Download DB106668

  Women and Money: Owning the Power to Control Your Destiny
  by Suze Orman

  Financial guru and host of her own television show focuses on women and their finances. Describes the basics of money management, the eight qualities of a wealthy woman, and her recommendations for financial security. Bestseller. Commercial audiobook. 2007.
  Download BR17069
  Download DB63496
  

  A Purse of Your Own: An Easy Guide to Financial Security
  by Deborah Owens and Brenda Lane Richardson

  Financial coach advocates that women take charge of their money. Provides advice designed to empower investors to achieve financial security. Recommends seven wealth habits. Includes examples, activities, and quizzes to help readers create well-balanced portfolios. 2010.
  Download DB72342

  Smart Mom, Rich Mom: How to Build Wealth While Raising a Family
  by Kimberly Palmer

  Advice for women about managing money and building wealth while juggling the responsibilities and expenses of raising a family. Includes discussions on shopping for essentials and gifts, saving for college, medical bills, and career choices. Presents examples of particular experiences. Unrated. Commercial audiobook. 2016.
  Download DB93864

  We Should All Be Millionaires: A Woman's Guide to Earning More, Building
  Wealth, and Gaining Economic Power
  by Rachel Rodgers

  Lawyer who built her own seven-figure business presents a manifesto on why she believes women and those from marginalized communities need to claim economic power by building their own seven-figure businesses. Topics include mindset, making impactful decisions, determining value, and building supportive systems and teams. Strong language. 2021.
  Download BR23817
  Download DB104257

  Money Management for Beginners

  First Apartment Smarts
  by Ann Byers

  Guide for first-time renters. Suggests creating a plan to address needs, wants, and concerns and constructing a practical budget. Offers housing-search strategies, resources, checklists, tips for moving in, and more. For senior high and older readers. 2010.
  Download BR18794
  Download DB70286
  

  First Credit Cards and Credit Smarts
  by Ann Byers

  Guide to understanding credit. Discusses types of loans, annual percentage rates, and credit reports. Suggests tips for guarding your personal information. Includes advice on ways to avoid financial pitfalls, such as by reading the fine print when applying for credit. For senior high and older readers. 2010.
  Download BR18832
  Download DB70721
  

  The Financial Diet: A Total Beginner's Guide to Getting Good with Money
  by Chelsea Fagan

  Blogger presents personal finance advice specifically targeted to young adults. Discusses the ways money affects various parts of life, including career and relationships, credit, investing, retirement savings, and more. Includes tips on ways to save money, such as learning how to do simple home repairs. Unrated. Commercial audiobook. 2017.
  Download DB90396

  Get a Financial Life: Personal Finance in your Twenties and Thirties
  by Beth Kobliner

  Journalist presents guide to managing personal finances for younger adults. Topics include analyzing the state of your finances, debt, banking, investing, retirement, real estate, insurance, taxes, and military benefits. 2017.
  Download BR22208
  Download DB88668
  

  Financial Aid Smarts
  by Lisa Wade McCormick

  Guide for prospective college students to applying for financial aid for their education. Covers preparing to apply to colleges, understanding financial-aid terms, tapping into different sources for money, and managing costs while away at school. For junior and senior high readers. 2013.
  Download BR20178, volume 1

  The Teen Money Manual: A Guide to Cash, Credit, Spending, Saving, Work, Wealth, and More
  by Kara McGuire

  Provides a comprehensive guide for teenagers to saving, spending, and earning money. Includes information on starting a business, preparing for interviews, opening a bank account, and purchasing car and property insurance. For senior high and older readers. 2015.
  Download BR20569

  First Budget Smarts
  by Judy Monroe Peterson

  Guide to financial responsibility for young adults. Explains how to set up a budget by identifying both income sources and expenses and suggests incorporating saving to avoid living month to month. Provides tips on money-management skills, financial goals, and more. For senior high readers. 2010.
  Download BR18880
  Download DB70720
  

  High School Money Book
  by Don Silver

  Outlines money-smart ways for teens to live, work, shop, bank, invest, give to others, prepare for college, and handle debt, credit, and paperwork. Includes advice on electronics safety, voluntary simplicity, and thinking ahead to insurance, mortgages, and retirement. For junior and senior high and older readers. 2007.
  Download DB65796

  Educating Children about Money Management

  The Opposite of Spoiled
  by Ron Lieber

  Lieber discusses the benefits of educating children on money in terms of both good financial behavior and setting priorities. Intended as a practical guidebook, it looks at such common issues as allowance, savings, charity, and part-time jobs. Lieber also identifies traits and virtues parents may try to instill. 2015.
  Download DB81163

  Smart Money Smart Kids
  by Dave Ramsey and Rachel Cruze

  Author and his daughter present advice for parents on teaching financial literacy to their children and developing healthy financial habits. Discuss working, spending, saving, giving, avoiding debt, paying for college, and dealing with discontentment. 2014.
  Download DB84267

  Housing

  First Apartment Smarts
  by Ann Byers

  Guide for first-time renters. Suggests creating a plan to address needs, wants, and concerns and constructing a practical budget. Offers housing-search strategies, resources, checklists, tips for moving in, and more. For senior high and older readers. 2010.
  Download BR18794
  Download DB70286
  

  The Wall Street Journal Complete Home Owner's Guidebook: Make the Most of Your Biggest Asset in Any Market
  by David Crook

  Financial advice for home owners from the editor of the Wall Street Journal Sunday, emphasizing the true cost of ownership—including interest, taxes, insurance, and maintenance. Covers renting versus buying, managing a mortgage, borrowing equity, and refinancing. Discusses remodeling benefits, reverse mortgages, and lessons learned from the housing crisis. 2008.
  Download DB68584

  100 Questions Every First-Time Home Buyer Should Ask: With Answers from Top Brokers from around the Country
  by Ilyce R. Glink

  Guide for people who are buying their first home. Topics include what to consider before starting the home buying process, identifying features that are must-haves and nice-to-haves, understanding the search process, selection factors, budgeting, financing, composing an offer, negotiating a deal, and navigating the closing process. 2018.
  Download DB104052

  The Real Book of Real Estate: Real Experts, Real Stories, Real Life
  by Robert T. Kiyosaki

  The author of the Rich Dad, Poor Dad series explains the techniques of real-estate investment. Includes the advice of twenty experienced professionals to help one come out ahead in the market. Offers information on evaluations, leases, tenants, and financing. Commercial audiobook. 2009.
  Download DB69356

  Investing

  Jim Cramer's Get Rich Carefully
  by Jim Cramer

  Host of CNBC's Mad Money recommends high-yield, low-risk investments to obtain lasting wealth. Explains the inner workings of the market and why stocks may advance or decline. Offers tips on when to invest. Bestseller. 2013.
  Download DB78301

  Jim Cramer's Getting Back to Even
  by Jim Cramer and Cliff Mason

  Mad Money television host offers advice on investing since the 2008 economic meltdown, with references to specific stocks and regional banks to watch. Instructs young people on setting long-term goals and older people on keeping what they still have. Bestseller. 2009.
  Download DB69694

  Rescue Your Money: From Bad Investments, as Well as Big Losses, Excessive Fees, High Taxes, and Avoidable Risks, Caused by Painful Mistakes . . .
  by Ric Edelman

  Financial advisor and radio personality discusses investments, taxes, and inflation. Emphasizes strategically rebalancing one's portfolio to achieve financial security. 2009.
  Download DB68937

  The Intelligent Investor: A Book of Practical Counsel
  by Benjamin Graham

  Revised edition of seminal work on the concept of value investing originally published in 1949. Financial journalist Jason Zweig provides context for examples provided by Graham. Presents concepts utilizing Graham's philosophy of choosing investments that will reward long-term investors. Unrated. Commercial audiobook. 2015.
  Download DB102573

  Estate Planning: For People with a Chronic Condition or Disability
  by Martin M. Shenkman

  Attorney reviews the basics of estate planning for people who are ill or disabled. Discusses granting power of attorney and access to medical records, creating living wills and trusts, and assigning guardianship for minor children. Covers situations for those with Parkinson's, Alzheimer's, Lou Gehrig's, and Huntington's diseases, and others. 2009.
  Download BR18392
  Download DB69499
  

  Investing for Dummies
  by Eric Tyson

  "Investing for your future is wise and essential. Of course, you want to make solid investment choices and minimize mistakes. This updated, bestselling guide educates you on investing concepts and lingo so you can make the best decisions in all economies and markets. Understanding how to find and make smart investments is a skill that can be learned, and this book by money-pro Eric Tyson will help you by discovering how to weigh risk vs return, offering tips on choosing stocks and funds, getting started in real estate and small business, and so much more. Learn about . . . - Selecting investments wisely - Increasing your wealth through stocks and funds - Understanding tax laws and their impact on investing - Choosing a brokerage firm - Investing in a home and other real estate - Discovering how politics and policy affect your money" — Provided by publisher. Unrated. Commercial audiobook. 1999.
  Download DB110567

  Wills and Trusts

  The Living Trust Advisor: Everything You Need to Know about Your Living Trust
  by Jeffrey L. Condon

  Lawyer discusses setting up a living trust as an after-death power-of-attorney vehicle. Discusses the fundamentals of asset protection, naming heirs, and minimizing taxes. Considers family situations involving children, grandchildren, remarriage, and debts, using examples from his clients. 2008.
  Download DB67869

  Estate Planning 101: From Avoiding Probate and Assessing Assets to
  Establishing Directives and Understanding Taxes, Your Essential Primer to Estate
  Planning
  by Vicki Cook

  Personal finance bloggers present a guide to preparing an estate plan. Topics include why an estate plan may be needed, whom to consider when developing a plan, determining what constitutes your estate, powers of attorney, advance health directives, end-of-life wishes, taxes, and special considerations such as blended families. 2021.
  Download BR23909
  Download DB104993

  Financial Aid for College

  Financial Aid Smarts
  by Lisa Wade McCormick

  Guide for prospective college students to applying for financial aid for their education. Covers preparing to apply to colleges, understanding financial-aid terms, tapping into different sources for money, and managing costs while away at school. For junior and senior high readers. 2013.
  Download BR20178, Financial Aid Smarts

  Saving Money

  Clark Howard's Living Large in Lean Times: Two Hundred and Fifty-Plus Ways to Buy Smarter, Spend Smarter, and Save Money
  by Clark Howard, Mark Meltzer, and Theo Thimou

  Television and radio consumer advocate's guide to saving money offers advice on a range of topics from cars to homes to travel. The first chapter covers changes that could have immediate effects on personal finances. Other chapters include tips for buying utilities, insurance, mortgages, health care, and education. Bestseller. 2011.
  Download DB73952

  The Cheapskate Next Door: The Surprising Secrets of Americans Living Happily Below Their Means
  by Jeff Yeager

  Provides practical advice and tips on ways to live on less than you earn. Suggests a change in attitude about money, possessions, and life. 2010.
  Download DB72384

  Fraud Protection

  How to Smell a Rat: The Five Signs of Financial Fraud
  by Kenneth L. Fisher and Lara Hoffmans

  Forbes columnist offers advice to help both novice and sophisticated investors avoid Ponzi-like schemes such as that of Bernie Madoff and other con artists. Lists five red flags to watch out for while exercising due diligence on companies and brokers. Provides brief biographies of famous market speculators. Bestseller. 2009.
  Download DB69641

  Ponzinomics: The Untold Story of Multi-Level Marketing
  by Robert L. Fitzpatrick

  Expert consultant on cases involving pyramid schemes presents his analysis of the multi-level marketing industry. Breaks down various elements of what distinguishes business as multi-level marketing from direct selling, the psychological tactics used to recruit people into multi-level marketing structures, and the political lobbying efforts of the industry. 2020.
  Download DB104973

  Scambusters! More than Sixty Ways Seniors Get Swindled and How They Can Prevent It
  by Ron Smith

  Concise manual on recognizing fraudulent activity and avoiding becoming a victim. Describes dozens of scenarios involving banking and credit, nursing homes, health care, online pharmacies, insurance, investments, the Internet, car repairs, charitable donations, shopping, and telemarketing. Includes resources. 2006.
  Download DB64860

  International Languages

  Chinese (Mandarin dialect)

  Yong qian zhuan qian! 30 sui zhi hou bu gai tao de li cai ke =: 30 岁之后，用钱赚钱

  (Also known in English as: Earn Money with Money after Age 30 and After 30, Earn Money with Money)

  by Yun Chen

  Overdrive description: 30岁，一般被人称为"而立之年"，这在人生中是一个"承上启下"的阶段。无论对于30岁的单身贵族，还是30岁的年轻家庭而言，理财这个概念你都无法回避，必须未雨绸缪，为自己制定科学而全面的理财计划。从本书开始，从现在开始，启动你的创富计划吧！
  Financial management guide for people in their 30s. Unrated. Commercial audiobook. Chinese language. 2010.
  Download DB105329

  Spanish

  El Hombre más Rico De Babilonia
  by George S. Clason

  A guide to money management, financial problem solving, and the acquisition of wealth. Acclaimed as a classic of its type, the book uses parables set in the ancient world to present the principles and techniques it endorses. Spanish language. 1926.
  Una guía a la administración del dinero, resolución de problemas financieros, y la adquisición de riqueza. Aclamado como un clásico del género, el libro utiliza parábolas del mundo anciano para presentar los principios y métodos recomendados. NLS foreign language annotation
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  En el Nombre de Comprar, Firmar, y No Llorar: Cómo Me Liberé de Mi Addicción a Las Tarjetas de Crédito (In the Name of Buying, Signing . . . and Not Crying: A Shopaholic’s Descent into Credit Card Debt and Her Climb Back to Financial Freedom)
  por María Antonieta Collins

  La popular presentadora de Noticiero Univisión narra su propria experiencia con la adicción a tarjetas de crédito y ofrece consejos para manejar bién las tarjetas de crédito y librarse de la deuda ocasionado por el uso compulsivo de las tarjetas de crédito. (The popular host of Noticiero Univisión shares her own harrowing experience with credit-card addiction and offers advice on ways to get out and stay out of debt.) 2005.
  Download DB60973

  Compre Su Casa Ahora (How to Buy a Home)
  por Luis Cortés

  El autor es presidente de Esperanza USA, la mayor corporación hispana de orientación religiosa para el desarrollo comunitario en Estados Unidos. Aquí enseña las ventajas de tener una casa y los preparativos para comprarla. Explica los pasos administrativos, financieros, legales, y emocionales para comprar una casa desde la búsqueda de una casa apropriada hasta la culminación del negocio al convertirse en dueño de casa. (The author, president of Esperanza USA, the nation's largest faith-based community-development corporation, discusses home ownership and the preparation required. Explains the administrative, emotional, financial, and legal factors in the buying process, from choosing a home to closing the deal.) 2006.
  Download DB62976

  Repare Su Crédito Hoy (How to Fix Your Credit)
  por Luis Cortés y Karin Price Mueller

  El director de Esperanza USA y una columnista de finanzas personales ofrecen diez pasos para saldar su deuda y mejorar su crédito. Explican el concepto de crédito, préstamos, interés, tarjetas de crédito, y informes de crédito y enfatizan las ventajas de planificación y disciplina para mantener un buen crédito. (The director of Esperanza USA and a personal finance columnist offer ten steps to pay off debt and improve your credit score. They explain loans, interest, credit cards, and credit reporting and illustrate the concept of credit, the advantages of planning, and ways to maintain good credit.) 2006.
  Download DB61075

  ¿Por Qué Ese Idiota Es Rico y Yo no?
  by Robert Shemin

  Guía que muestra cómo la gente corriente puede cambiar su forma de pensar y su enfoque para hacerse rica. Los consejos incluyen empezar a pensar como un millonario mientras te conviertes en uno y dejar de construir el negocio de otro y empezar a construir el tuyo propio. Traducido de la edición en inglés de 2009. Sin calificación. Audiolibro comercial. (Guide showing how average people can change their thinking and approach in order to become wealthy. Advice includes beginning to think like a millionaire while you are becoming one and to stop building someone else's business and start building your own. Unrated. Commercial audiobook.) 2008.
  Download DB105757

  Cómo Comprar Una Vivienda para Dummies (Home Buying for Dummies)
  por Eric Tyson y Ray Brown

  Una guía de referencia comprehensiva para la compra de una casa. Explora los fundamentos de la economía doméstica, financiación, hipotecas, la selección de un agente de bienes raíces, negociando el mejor precio, y la inspección de la casa. Proporciona consejos y explica los errores más comunes realizados por los compradores de vivienda. (Comprehensive reference guide to buying a house. Explores the basics of home economics, financing, mortgages, selecting a real-estate agent, negotiating the best price, and home inspections. Provides tips and explains common mistakes made by home buyers.) 2007.
  Download DB68971

  Updated April 2023